@article{Alt2014,
  author    = {Helmut Alt},
  title     = {Effektivzins und APR},
  journal   = {Die Bank : Zeitschrift f{\"u}r Bankpolitik und Bankpraxis},
  volume    = {Jg. 31},
  number    = {H. 4},
  pages     = {230 -- 231},
  year      = {2014},
}